Joyful Giving
Our Historical Chapel
Parish established since 1832
WELCOME
To
St. Margaret in-the-Pines Anglican Church
Toronto, Ontario
April 10th, 2022
Our Story
This narrative budget is our community’s way of showing how your giving supports and partners in the mission and ministry of God’s church at St. Margaret in-the-Pines. Too often, we look at the church’s line-item budget for this purpose, especially at Vestry. Although a line-item budget keeps track of church income and expenses, it reveals little about how your givings partner is serving our ministry. A narrative budget shows the purposes and goals of our parish and focuses attention on mission and ministry. This Narrative Budget tells our story…the story of the community of St. Margaret in-the-Pines Anglican Church.
It answers questions such as . . .
- How are donations to St. Margaret in-the-Pines used?
- How do we partner with and support mission and ministry?
- What is being accomplished in the community?
2021 Highlights:
- Connecting with the community through Online Service
- Nurturing our relationship with the surrounding community
- Improvements to our property:
o Completed the Historic Chapel repairs
o Renovation and rental of the Curates Residence
o Replacement of some of the windows
- Lent and Advent Bible Study
- Advent and Lent Taize
- Wednesday night Compline
- New technology including camers and sound mixer that enhances our online services
Investing in Our Ministries
Our parish has six major areas of ministry:
- Parish Life & Fellowship
- Pastoral Care
- Education and Faith Formation
- Worship and Music
- Outreach
- Evangelism
Our expenditures include wages and benefits, diocesan allotment, maintenance, property costs, etc., but rather than thinking of these as expenditures, we think of them as investments in ministry, and by God’s grace, as partnering with God in God’s ministry.
We are striving to be a thriving and financially self-sufficient parish.
When you give to St. Margaret in-the-Pines, your donations make a difference in the lives and hopes of others through one or more areas of these ministries.
Using a spreadsheet, we’ve carefully allocated all our “investments” to our six areas of ministry and calculated our planned ministry investments for 2022.
Here are our investments in ministry expressed as a pie chart:
Parish Life & Fellowship
“…and whoever gives even a cup of cold water to one of these little ones in the name of a disciple—truly I tell you, none of these will lose their reward.”’ Matthew 10:42
Parish Life & Fellowship accounts for approximately 16% of our annual dollar investment in ministries or approximate $36,102 plus countless clergy and volunteer hours.
This investment provides for:
- Invitations to our Longest Night service
- Parish events (themed lunches)
- Bazaar and other community-building/fundraising events
- Publicity about our services and activities
- The ministry of greeters, welcome team and sidespersons
- Administration of tickets, posters and schedules
- A telephone network and webmail to communicate
- Salaries & pension for our employees
- Police checks for our volunteers
- Screening in faith training for our parishioners and neighbouring churches
Pastoral Care
“In reply he said to them, ‘Whoever has two coats must share with anyone who has none; and whoever has food must do likewise.’” Luke 3:11
Pastoral Care accounts for 14% of our annual dollar investment in ministries or approximately $46,914 plus countless clergy and volunteer hours.
This investment provides for:
- Visits to the sick, infirm and bereaved by clergy and/or lay visitors in hospital, retirement homes (partnered with Seven Oaks) or at home
- Pastoral care by our clergy
- Regular Holy Communion for sick and shut-in members at home
- Spiritual help and guidance to parishioners and neighbours
- Phone calls to parishioners and others in need
- Coordination of Prayers of the People requests
- Cards for the sick and bereaved
- Assistance for members of our community
While working within the perimeters of the pandemic has been challenging, the team did its best to keep up with their commitments. The pandemic has thought the importance of keeping in touch. With that being said, the goal this year will be to keep connected with those in need. Updating a list of pacific needs and incorporating other programs and services within the church. This will improve communication with parishioners. Some members of our Pastoral Team have provided over 40 plus years of service to St-Margaret-in-the-Pines, we are always seeking to welcome new members of all ages.
If you feel you have a passion to help those in need, please contact Fr. Andrew or Eileen Loftus.
Education & Faith Formation
“For your heart will always be where your riches are” Luke 12:34
Education & Faith Formation accounts for 21% of our annual dollar investment in ministries, or about $54,327 plus countless clergy and volunteer hours.
This investment provides for:
- Support and training for IT for worship services and meetings
- Quality educational materials
- Baptism, marriage and confirmation preparation
- Adult education events and courses
- Administrative support for all these activities
- Salaries & pension for our employees
- Honoraria and housing allowance for our clergy
Music & Worship
Music and Worship accounts for approximately 29% of our annual dollar investment in ministries or approximately $76,850 plus countless clergy and volunteer hours.
This investment provides for:
- Music for our worship services and special musicians for feast days
- Bread and wine for our worship services
- Liquid wax for our altar candles, pavement candles and candelabras
- Candles and holders for our Christmas and Easter Vigil services
- Palms for Palm Sunday
- Bulletins for our weekly services, feast days, funerals and weddings
- Ministry descriptions for all ministries
- Training for all volunteers
- Salaries & pension for our employees
- Honoraria and housing allowance for our clergy
Why not invite a neighbour, relative, or friend to join us next Sunday!
Outreach
“Love one another, just as I have loved you” John 15:12
Our Outreach Ministry has had to adapt to the restrictions of Covid protocols. Nevertheless, we have been able to reach out to the community in many ways.
This investment provides for:
- Direct help for those in need in the wider community including:
- Volunteers to help with Boys & Girls Club “Breakfast with Santa”
- Backpack donation to East Scarborough Storefront
- Dollar donations to Rising Sun Food Drive Foundation
- Support for the work of our Church in the community, the Diocese, across Canada and around the world.
- Sunday School Foster Child support through World Vision
- Prayer cards to our community neighbours
- Prayer shawl ministry for the sick and bereaved
- Mittens and hats ministry donation to East Scarborough Boys & Girls Club and Native Family Services on Galloway Road
- 2021 “Drive-by “Lenten Outreach packages to the congregation
As the Covid restrictions are lifted, we hope to go out and offer move to our community. Outreach accounts for 9% of our total annual dollar investment in ministries, or about $40,382 plus countless clergy and volunteer hours.
Would you like to join this ministry? Please speak to Fr. Andrew or Judith Matthew
Evangelism
“My Father will honour anyone who serves me.” John 12:26
Evangelism accounts for 11% of our annual dollar investment in ministries or approximately $37,543 plus countless clergy and volunteer hours.
We focus on Evangelism by:
- Understanding ourselves as ministers of the Gospel by virtue of our Christian baptism
- Talking about our faith often and comfortably
- Encouraging parishes, clergy, and laity to respond to the challenge of evangelism
- Being passionate about our own mission as evangelists in the community
- Seeking opportunities to talk about our faith while being respectful of others
- Ensuring that our liturgies are alive, relevant and transforming
- Empowering ourselves through ongoing Christian education
- Salaries for our employees
- Honoraria and housing allowance for our clergy
Did you know that just by coming to St. Margaret in-the-Pines regularly you are providing a wonderful form of evangelism to your friends and neighbours?
Who could you invite to join us next Sunday?
GUIDELINES FOR GIVING
Luke 12:34
“For your heart will always be where your riches are”.
” Joyful Giving requires that we put God’s priorities before our own, that we put the support of God’s Church and its mission before our own pleasure and comfort. Joyful giving involves four principles: it must be a gift, it is planned, it is proportionate, and it is a sacrifice. It comes from our substance, not our excess. This act can lead us into a closer relationship with God because if we are giving an amount that is truly a sacrifice, we are expressing the belief that our security lies not in our material wealth but in God”. Diocese of Toronto, Joyful
GIVE AS RESPONSE TO GOD’S GOODNESS
“Every good and perfect gift is from above…” (James 1:17). Therefore, we give out of gratefulness for what we have received.
GIVE TO FOCUS ON GOD AS OUR SOURCE AND SECURITY
“But seek first His kingdom and His righteousness and all these things will be given to you as well” (Matthew 6:33)
GIVE TO BLESS OTHERS
“I will make you into a great nation and I will bless you; I will make your name great, and you will be a blessing”. (Genesis 12:2). If we are blessed with resources beyond our needs, it is not for the purpose of living more lavishly but to bless others. We are blessed to be a blessing.
Parish Income
“For there is no distinction between Jew and Greek; the same Lord is Lord of all and is generous to all who call on him”. Romans 10:12
The following chart shows a breakdown of our actual receipts ($289,368) compared to budget ($286,900) as of December 31, 2021.
Many Anglicans give their time and talent in abundance. But when it comes to escalating heating costs, offering adequate incomes for clergy, and supporting a multitude of ministries, their gifts of treasure often fall short of parish needs.
Step Chart
This is a breakdown of our congregation’s giving patterns in 2021. Identify your current level of giving. Where are you on the chart?
Can you move up one or more steps this year?
_2_____ households gave
over $200.01/week or over $10,400/year
_______ households gave
$150.01 to $200/week or up to $10,400/year
__2_____ households gave
$50.01 to $100/week or up to $6,000/year
___4____ households gave
$40.01 to $50/week or up to $5,000/year
___10____ households gave
$40.01 to $50/week or up to $4,000/year
__11_____ households gave
$30.01 to $40/week or up to $3,000/year
___33____ households gave
$20.01 to $30/week or up to $2,000/year
___21____ households gave
$10.01 to $20/week or up to $1,000/year
___45____ households gave
$0.01 to $10/week or up to $500/year
Our goal is $3,693 per week for 2022, but our current average weekly receipts are around $3,243 how can you contribute to fill the gap of $450 plus in your faith commitment.
Joyful givers experience the spiritual benefits of generosity in their own lives – a deepened trust in God, a reordering of personal priorities and the experience of God’s abundance providing for their own needs.
Envelope Giving and Pre-Authorized (PAG)
It is our hope that the number of regular givers will continue to grow along with the number of parishioners who give through Pre-Authorized Givings (PAG). Currently there are only 18 PAR givers; our target is 25. PAG donations are convenient, regular, and can be easily arranged through our Envelope Secretary. A form and guide is included in this package for your consideration.
Loving God and Loving Your Neighbour
The annual stewardship pledge drive is a multi-week program that mostly emphasizes the important role finances play in continuing the work of our congregation. During this time, we generally thank our members for their past offerings and invite each household to consider how they have been blessed by God. Through regular offerings, special gifts, and planned giving, families can do together what they cannot do alone. Your financial gifts support the mission and ministry of our congregation. The 14% portion of your offerings that we dedicate for Outreach is our direct response to God’s call that we help the poor and needy, heal the sick, and comfort the oppressed. Giving to the church is a way of loving God and your neighbour.
The chart below shows how to offer a specific portion of your income to God and your neighbour every week. While stewardship is about so much more than money, it is impossible to avoid talking about the need for adequate financial support. Stewardship is the way in which we use all the resources that God has entrusted to our care – including our income – so that we can love God and our neighbour. Stewardship is a matter of the heart and a response to the love that God has shown to us. Stewardship is partnering with God’s mission through the church as God fills us with His own love and gives us FAITH.
Proportional Giving Chart
| INCOME | MONTHLY COMMITMENT AS | |||
| PROPORTION OF INCOME | ||||
| ANNUAL | MONTHLY | 1% | 5% | 10% |
| $ 20,000 | $ 1,667 | 17 | 83 | 167 |
| $ 30,000 | $ 2,500 | 25 | 125 | 250 |
| $ 40,000 | $ 3,333 | 33 | 167 | 333 |
| $ 50,000 | $ 4,167 | 42 | 208 | 417 |
| $ 60,000 | $ 5,000 | 50 | 250 | 500 |
| $ 70,000 | $ 5,833 | 58 | 292 | 583 |
| $ 80,000 | $ 6,667 | 67 | 333 | 667 |
| $ 90,000 | $ 7,500 | 75 | 375 | 750 |
| $ 100,000 | $ 8,333 | 83 | 417 | 833 |
| $ 110,000 | $ 9,167 | 92 | 458 | 917 |
| $ 120,000 | $ 10,000 | 100 | 500 | 1000 |
| $ 130,000 | $ 10,833 | 108 | 542 | 1083 |
Proportional Giving Worksheet
This worksheet offers a means of determining your present percentage level of pledged financial support for St. Margaret in-the-Pines and establishing a commitment for the coming year. It is not to be returned to the church. It is intended for personal use with prayerful consideration in the privacy of your home.
Proportional Giving Worksheet
This worksheet offers a means of determining your present percentage level of pledged financial support for St. Margaret in-the-Pines and establishing a commitment for the coming year. It is not to be returned to the church. It is intended for personal use with prayerful consideration in the privacy of your home.
A Financial commitment for the coming year might be based on one of the following options:
| Annual Commitment | Example | Your Figures |
| A. Expected Net Income | $40,000 | |
| B. % Pledge | 5% | |
| C. New Commitment | $2,000 | |
| (Multiply line A by Line B) |
| An Hour’s Wage | Example | Your Figures |
| A. Net Weekly Income | $800 | |
| B. Hours in Work Week | 40 | |
| C. New Weekly Commitment | $20 | |
| (Divide line A by Line B) | ||
Your response to this initiative is extremely important. This will help us with our planning for 2022-2023.
Join us for worship on:
Sundays at 10:00 a.m. (All year long)
Wednesdays at 7:00 p.m. (in Lent and Advent)
4130 Lawrence Avenue East
Toronto, Ontario M1E 2R8
Telephone: (416) 284-4121
E-Mail: office@stmargaretinthepines.ca
Website: www.stmargaretinthepines.ca
St. Margaret in the Pines Anglican Church
Joyful Giving
I/We wish to give a total of $__________ for the year 2022 toward the ministries, programs, and operations of St. Margaret in the Pines.
My/Our commitment will be paid:
☐Weekly $_______ ☐Monthly $_______ ☐One-time $_______
Name: _____________________________________________________
Mailing Address: _____________________________________________
___________________________________________________________
No. & Street City Prov. Postal Code
Telephone Number: __________________________________________
Email: _____________________________________________________
I/We select the following payment option for 2022:
☐Continue Pre-Authorized Giving
☐Convert to Pre-Authorized Giving
☐Automatic Withdrawal (please attach void cheque)
☐Visa ☐ Mastercard
Name as it appears on the card: ______________________________
Number: ________________________________ Expiry: __________
Signature: _______________________________________________
☐Continue to use Weekly Offering Envelopes
☐Online at www.stmargaretinthepines.ca
Please return this form as your commitment card for the year.
Thank You